Budget PlanningCommercial InteriorFit-Out CostsBengaluru 2026

Commercial Interior Budget Planning: How to Allocate Your Fit-Out Budget in Bengaluru

Most Bengaluru businesses approach fit-out budgeting the wrong way — they set a total number and work backwards. The right approach is to build a budget from trade-level estimates, understand where the money goes, and make informed trade-offs. This guide breaks down where every rupee of a typical commercial interior fit-out budget is spent.

Where Your Budget Goes — Trade Breakdown

Trade% of BudgetRs/sq ft
Civil (walls, ceiling, flooring)28%Rs 504
HVAC18%Rs 324
Electrical and MEP15%Rs 270
Furniture and Joinery20%Rs 360
IT and Structured Cabling8%Rs 144
CCTV and Access Control4%Rs 72
Fire Safety4%Rs 72
Design and Project Management3%Rs 54

Note: These are indicative averages for a standard Rs 1,800/sq ft office fit-out. Server rooms, premium joinery, and high-end HVAC shift these proportions significantly.

Civil Works — What Drives Cost

Civil works are typically the largest trade. Glass partitions cost 3–5x more than drywall partitions. Marble flooring costs 4–8x more than vinyl flooring. Premium false ceiling systems (linear metal, wood-look) cost 2–3x more than standard gypsum. Acoustic wall treatment adds Rs 500–1,500 per sq m. Budget lever: standardise partition type across most areas and reserve premium finishes for high-visibility zones (reception, boardroom).

HVAC — The Non-Negotiable Budget Item

HVAC is where the biggest budget mistakes are made — both over-specification and under-specification. Under-specification means the office is always hot, productivity suffers, and HVAC runs at 100% capacity and fails early. Over-specification means you paid for cooling capacity you never use. Budget lever: get a proper heat load calculation done. Size accurately. Do not assume 1 tonne per 100 sq ft — it varies significantly by floor, orientation, and occupancy.

Furniture — The Visible Budget

ItemBudgetStandardPremium
Workstation (per seat)Rs 8,000Rs 15,000Rs 30,000
Cabin deskRs 15,000Rs 30,000Rs 60,000
Conference table (8-seat)Rs 35,000Rs 80,000Rs 2,00,000
Reception counterRs 40,000Rs 1,00,000Rs 3,00,000
Ergonomic chairRs 5,000Rs 12,000Rs 30,000

Budget lever: standardise workstation chairs at a mid-range ergonomic specification. This is where employee comfort matters most and cheap chairs create HR problems.

IT Infrastructure — Future-Proof or Regret

IT infrastructure is the easiest place to under-invest and hardest to fix. Cabling is concealed in walls and ceilings — recabling means redoing finishes. Underfloor power is impossible to add after flooring is laid. Server room cooling cannot be added without opening the ceiling. Budget lever: never compromise on cabling specification. If budget is tight, reduce furniture spec — not cabling spec.

Common Budget Mistakes

The most expensive budget mistakes: no contingency (10–15% contingency is mandatory, not optional); forgetting IT structured cabling and AV from initial budgets; assuming pre-installed HVAC is adequate for new layouts; change orders after work begins (each design change mid-project costs 3x what it would have pre-project); and low-cost electrical (undersized panels and poor earthing create safety hazards and fail BESCOM inspection).

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Frequently Asked Questions

What is the cost of commercial interior fit-out in Bengaluru?

Standard corporate fit-out costs Rs 1,200–1,800 per sq ft. Premium fit-out with VRF HVAC, glass partitions, and high-end furniture runs Rs 2,000–3,000 per sq ft.

What percentage of fit-out budget should go to HVAC?

Typically 15–22% of total fit-out budget. For server-intensive offices or south-facing floors in Bengaluru's climate, HVAC can reach 25–30% of budget.

Should I include a contingency in my fit-out budget?

Always. Budget 10–15% contingency. The most common contingency triggers are design changes mid-project, unforeseen building conditions, and long-lead material delays.

Can I phase a commercial fit-out to spread the cost?

Yes. Large offices can be phased — fit out and occupy phase 1, then fit out phase 2 while phase 1 is in use. Requires careful planning of MEP and IT infrastructure to avoid rework.

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